Credit Line

Access Flexible Financing with Our Credit Line

Your Working Capital Credit Facility for Seamless Business Growth

Unlock a credit line for businesses with Everlight Holdings, a trusted NBFC offering tailored NBFC credit line solutions. Manage cash flow, seize opportunities, and grow with ease apply today!

Why Choose Us

Flexible Funding. Fast Approvals. Trusted Partnerships.

Flexible Funding

Access funds as and when you need them, up to your pre-approved limit, making it a perfect credit line for businesses to manage dynamic financial needs.

Quick Approvals

Our streamlined digital process ensures fast approvals, so you can access your NBFC credit line solutions without delays.

Pay for What You Use

With our working capital credit facility, you only pay interest on the amount you withdraw, not the entire limit, saving you money.

Trusted NBFC Partner

With over 35 years of experience since 1989, we prioritize trust, transparency, and a customer-centric approach, ensuring you feel supported at every step.

Key Features of Our Credit Line

Our credit line for businesses is designed to provide the flexibility and support you need to thrive.

Revolving Access to Funds

Borrow, repay, and borrow again up to your approved limit, ensuring a steady working capital credit facility for ongoing needs.

Competitive Interest Rates

Enjoy affordable rates tailored to your business, making our NBFC credit line solutions cost-effective for SMEs.

No Collateral Required

Access funds without pledging assets, as our credit line for businesses is unsecured, reducing risk for you.

Fast Disbursal Process

Once approved, funds are available quickly, often within days, so you can address urgent financial needs without waiting.

Custom Repayment Options

Repay on your terms with flexible schedules, ensuring your working capital credit facility aligns with your cash flow.

Dedicated Support Team

Our dedicated team of 25+ professionals is available Monday to Saturday, 9:45 AM to 6:30 PM, to assist you at every step.

How We Work

Your Path to Financial Success

We follow a transparent, client-first approach offering tailored financial solutions backed by expertise, integrity, and results-driven strategies.

Step 1

Reach Out

Contact us via email or phone to discuss your financial needs with our team.

Step 2

Tailored Plan

We craft a personalized plan, whether it’s a loan, credit line, or investment strategy.

Step 3

Swift Approval

Experience our streamlined process for quick approvals and funding.

Step 4

Continuous Support

Receive ongoing guidance to ensure your financial success.

Testimonials

Hear From Our Clients

Real success stories from businesses who trusted us with their growth.

Everlight Holdings provided a flexible credit line that helped us manage cash flow during a critical growth phase. Their team is truly trustworthy!

Rahul Sharma SME Owner

Their investment and taxation planning services saved us significant costs. Everlight is now our go-to financial partnership company.

Priya Sen Individual Investor

As a small business, we struggled to find the right financial support until we partnered with Everlight. Their business loans for SMEs were a perfect fit, and their custom financial analysis services gave us clarity to scale confidently.

Arjun Das Founder of Das Enterprises

Everlight’s financial advisory services helped me plan my investments wisely. Their team took the time to understand my goals, making me feel supported every step of the way.

Neha Kapoor Freelance Consultant

Frequently Asked Questions

Have questions about our credit line? Find clear, helpful answers to guide your decision.

A credit line for businesses is a revolving loan that allows you to borrow funds up to a pre-approved limit, repay them, and borrow again as needed. It’s ideal for managing cash flow or handling unexpected expenses, with interest charged only on the amount you use.

You can contact us via our website or email us at everlightnbfc@gmail.com. Share your business details, KYC documents, and financial statements, and we’ll process your application promptly.

Businesses operating for at least 1 year, with a minimum annual turnover of ₹10 lakh (flexible based on your profile), and registered in India are eligible. Applicants must be aged 21 to 65 years and meet our credit assessment criteria.

Once your application is approved, funds are typically available within a few days, depending on the verification process. Our NBFC credit line solutions are designed for speed to meet your urgent financial needs.

You can use our working capital credit facility for various purposes, such as managing cash flow gaps, purchasing inventory, covering unexpected expenses, or seizing short-term business opportunities. It’s a versatile solution for your business needs.

Ready to Grow Your Business?

Take control of your finances with Everlight Holdings’ credit line for businesses. As a trusted NBFC, we offer NBFC credit line solutions that provide the flexibility and support you need to succeed. Contact us at everlightnbfc@gmail.com or +91 78388 01660 to get started with your working capital credit facility today!