Yes, we operate under the 'Investment and Credit Company (ICC)' classification as per RBI guidelines. We do not accept public deposits and adhere strictly to regulatory norms.

Small businesses, startups, SMEs, and entrepreneurs who meet our eligibility criteria and documentation requirements can apply.

Basic KYC documents, bank statements, ITR filings, business proof, and financial reports. Additional documents may be requested based on the product.

Loan tenure and rates vary depending on credit evaluation and risk profile. We provide a transparent quote after application review.

We prioritize long-term trust, ethical lending, a digital-first experience, and strategic financial planning. No hidden charges or aggressive selling.

Our support team is available Monday to Saturday, from 9:45 AM to 6:30 PM. You can also email us at everlightnbfc@gmail.com.

A flexible borrowing facility that allows businesses to withdraw funds up to a pre-approved limit as per their needs.

Yes. We use secure digital systems and encryption protocols to protect client information. Data privacy and integrity are our priority.

Absolutely not. We maintain full transparency in our fee structures, interest rates, and repayment plans.

Yes, subject to the terms mentioned in the loan agreement. Some pre-closure charges may apply.

Yes, we guide clients in creating diversified portfolios aligned with their risk appetite and financial goals.

Typically within 2–5 working days, depending on document verification and credit assessment.

Trust, ethics, transparency, and financial empowerment through innovation.

Stable revenue history, valid business registration, and good credit behavior.

No, Everlight Holdings Pvt Ltd is not a bank. We are an NBFC (Non-Banking Financial Company) registered with the RBI under the ICC classification (Base Layer). While we provide financial services like loans and credit lines, we do not accept public deposits and operate under a different regulatory framework than banks.

No, we do not accept public deposits. We do not hold a Certificate of Registration (CoR) for accepting public deposits, as per RBI guidelines. Our operations are funded through other sources, ensuring compliance with regulatory requirements.

Yes, we offer unsecured business loans, meaning you don’t need to provide collateral to secure the loan. We assess your eligibility based on your business performance, credit history, and financial health, making financing accessible for growing SMEs.

We stand out due to our focus on trust, transparency, and a customer-centric approach. With over 35 years of experience, we prioritize building long-term relationships, offering tailored financial solutions, and maintaining a robust digital banking infrastructure, ensuring a seamless experience for our clients.

We take data security seriously and use encryption technologies like SSL to protect your information on our website. We also comply with the Information Technology Act, 2000, and have strict access controls to ensure that your personal and financial details are safeguarded. For more details, please refer to our Privacy Policy.